Personal Contract Purchase (PCP): Payable by 48 payments of £164.34. Payments are based on a duration of agreement of 49 months, a Cash Price OTR of £12,995.00 with a deposit of £2,599 leaving an amount of credit of £10,396.00. The agreement is calculated using a annual fixed rate of interest of 5.19% per year resulting in Representative 9.9% APR and a total amount payable of £16,149.82. Based on an annual mileage of 6,000, with Excess Mileage (pence per mile) of 2.88p. Optional Final Payment of £5,662.50.