Personal Contract Purchase (PCP): Payable by 48 payments of £189.05. Payments are based on a duration of agreement of 49 months, a Cash Price OTR of £12,995.00 with a deposit of £2,599 leaving an amount of credit of £10,396.00. The agreement is calculated using a annual fixed rate of interest of 5.66% per year resulting in Representative 10.9% APR and a total amount payable of £16,242.47. Based on an annual mileage of 6,000, with Excess Mileage (pence per mile) of 12p. Optional Final Payment of £4,569.07